The amount you will be approved for depends on your revenue, current debts, and your business needs. We will work with you to find the right amount, rate, and repayment schedule for your business.
How long does the whole process take?
Our team is structured to receive, underwrite, and approve an application within a few hours. Once approved, your participation will help us get you funded even faster. You can get funded on the same day you applied! You can begin the approval process by applying for funding here.
What are the requirements to apply?
Your business must be a US-based business with at least six months time in business. You can start the approval process by applying for funding.
Will I need to put up any collateral?
No. None of your assets, business or personal, are needed for collateral in order to get funded.
What if I have a bad credit score?
Our industry was built to offer funding options for businesses that have difficulty getting traditional loans.
If your credit score isn’t that great, don’t worry. We can still provide competitive financing solutions for your business, even if you’ve made mistakes in the past.
Are you going to pull my credit?
As part of the application process, we perform a soft credit inquiry, which does not impact your credit score.
What can I use my funds for?
Unlike traditional lenders, we do not force you to allocate your new funds to any specific place. As the business owner, you may implement your new working capital where you see fit.
What does the typical repayment structure look like?
Repayments are typically structured to automatically withdraw a fixed amount from your account either daily or weekly.
We work with our clients to ensure a repayment number that works well with their daily cash flow.
